ZURICH INSURANCE

Analysis of Zurich Insurance share price

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In order to trade Zurich Insurance Group stock effectively, you must first and foremost know the company and its environment well and implement accurate analysis of its price. In this article, we will explain how to make a coherent fundamental analysis of this stock with the list of elements to follow and give you other information on this company. You will find details of its activities and sources of revenue, its main competitors in the market and its recent strategic partnerships.

Elements that can influence the price of this asset:

Analysis N°1

It will be necessary to follow the progression and growth of the global property and casualty insurance market, which represents a strong development opportunity for this company.

Analysis N°2

It will also be important to keep an eye on the operations carried out by the group with a view to consolidating or boosting its expansion in other strategic and emerging geographical markets.

Analysis N°3

Global demographics such as the increase in population ageing, particularly in developed countries, are also interesting indicators to monitor.

Analysis N°4

Of course, it is also necessary to follow the competition, which is particularly strong and aggressive in this sector of activity with large opponents with a strong presence.

Analysis N°5

Certain events such as major natural disasters or other unforeseen events may also adversely affect the profitability of this business and will need to be monitored closely.

Analysis N°6

Lastly, the Group's annual, quarterly and half-yearly results, as well as its medium and long-term objectives, should be followed with interest.

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General presentation of Zurich Insurance

In order to get a full understanding of the Zurich Insurance Group and its main sources of income, we are now offering you a more detailed presentation of this group with details of its activities.

Zurich Insurance Group Ltd is a Swiss company specialising in the insurance sector.

To better understand the activities of this company, it is possible to divide them into different divisions according to the share of turnover they generate and in this way:

Property and casualty insurance activities account for the bulk of the Group's revenues with 49.8% of the total.

  • Life insurance activities represent 39.7% of the turnover.
  • Approximately 2% is derived from ancillary businesses such as retail banking, investment banking and capital markets with Zurich Capital Market, reinsurance, asset management, proprietary trading and other businesses.
  • Finally, the remaining 8.5% of Group sales are derived from services provided to the Farmers Group, including risk selection, administrative and accounting management of contracts, premium collection, portfolio management and administrative services.

You will find details of the results and the breakdown of sales by activity in the income statements of this company published each year and each quarter with more details and important data.

Analysis of Zurich Insurance share price
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The major competitors of Zurich Insurance

Let's now take a moment to look more closely at the insurance business and Zurich Insurance Group's main competitors in it, with an overview of its most important current rivals.

AXA 

First of all, the French group AXA is also specialized in insurance and asset management. It offers its services to individuals and businesses with insurance, provident, savings and wealth transfer products. The group is also active in banking and provides assistance in 60 countries around the world.

Allianz

The German insurance group Allianz is currently the leader in Europe and the fourth largest asset manager in the world. It offers property and casualty insurance and life insurance in Germany, Switzerland, France and Italy. Recently, the Allianz Group acquired AGF.

Prudential plc

This British insurance company has more than 21 million customers worldwide, although the United Kingdom remains its main market. It is also present in Asia with more than 15,000 employees and in the United States via its subsidiary Jackson National Life in the insurance field and M&G in asset management.

Generali 

The Italian insurance company Assicurazioni General is one of the most important companies in the world and is the third largest insurance company in the world with more than 72 million customers worldwide.

Aviva plc 

Finally, the British group Aviva is an insurance company present in nearly 14 countries and one of the leading European insurers.


The major partners of Zurich Insurance

Let's move on to the strategic alliances that the Zurich Insurance Group can establish with other companies. Indeed, the group can count on certain partners to boost its activities as in the two examples below:

DWS

First and foremost and in 2019, Zurich Insurance Group renewed a strategic partnership with the German asset manager DWS that dated back ten years until 2032. This partnership concerns funds linked with insurance products. The two companies have already been cooperating since 2001 in Germany in the management of funds and the development of related products.

Numbrs Personal Finance

In 2020, Zurich Insurance signed an insurance partnership with the fintech Numbrs Personal Finance through its German subsidiary. The financial application developed by the latter allows its users to link several bank accounts and manage them centrally. It is already available in Germany and the United Kingdom and its developers hope to make this application profitable through banking and insurance products.

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Frequently Asked Questions

How is the Zurich Insurance Group organized?

Zurich Insurance Group's organization is divided into three major business divisions. These include General Insurance for personal lines, small and mid-sized businesses and large international corporations; Global Life for life insurance, savings, investment and retirement solutions; and Farmers for property and casualty, reinsurance services in the US.

How do I know if Zurich Insurance's share price will rise?

To find out if Zurich Insurance Group shares have a chance of rising in the coming weeks, months and years, it is ideal to carry out several types of analysis. The first one is of course the fundamental analysis which will study all the events and the most impacting publications and the second one is the technical analysis which will concentrate on the study of the movements of the stock charts of this share. To these two analyses, you can of course add other interesting analyses such as the financial analysis or the analysis of the competition of the sector of activity of this group.

How do I buy or sell Zurich Insurance Group shares?

If you want to buy or sell Zurich Insurance Group shares, there are two ways to do so. The first is to buy these shares through a traditional investment product such as a PEA or a securities account in order to receive dividends, and the second is to speculate directly on the rise or fall of the share price through derivative contracts such as CFDs.

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