First, Aviva's efforts to reach new markets, including the expansion of its activities in rural areas, will be closely monitored. In urban areas, Aviva's main target group is young people, and here again, attention should be paid to the marketing of products designed for this target group.
Marketing and advertising operations and all operations aimed at raising awareness among prospects about the security of their future are elements to be studied with the greatest care.
It is also known that the economic health of Europe and the world has a direct impact on the Aviva Group's activities and is therefore one of the elements you must take into account in this analysis.
Finally, we will also monitor the increasingly strong competition in this sector and in particular the entry into the market of new players.
The British company Aviva is currently the leading insurance company in the UK and one of the leading companies in this industry in the world. However, we can divide its activities into two main divisions according to the turnover they generate, namely:
It is of course in the United Kingdom and in Ireland that Aviva is making the biggest part of its turnover with 40.1% of turnover. But this insurer also operates internationally. It touches the French market as well as the entire European market and is also present in Asia and Canada.
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We will now take a closer look at the various competitors of the Aviva group with a complete presentation of the main players in this insurance market in Europe and some explanations on their activities.
First of all, the AXA Group is of course one of the leaders in this sector and is an insurance group whose products are aimed at both individuals and businesses and which meet their needs in terms of insurance services and products, personal protection, savings and asset transfer. The group also has banking activities in certain countries and is present in more than 64 different countries for assistance activities. The AXA Group is not only one of the leading insurance companies in Europe but also worldwide. It has been the world's leading insurance brand for over 12 years and the third largest financial services brand in the world.
Another competitor is the German group Allianz SE, which was founded in 1890 in Berlin and is currently the leader in this sector in Europe and the fourth largest asset manager in the world. The group is diversified in property and casualty insurance and life insurance and is active in Germany, Switzerland, France and Italy. It also relies on its network of insurance agents to market its banking products. It should be noted that a few years ago, the group acquired its competitor AGF and that it is the former owner of the Dresner Bank in Germany, which it sold to Commerzbank in 2008.
The Italian group Assicurazioni Generali is an insurance company listed on the Bolsa Italiana and was founded in 1831 in Tieste. It is one of the 50 largest companies in the world according to Forbes magazine. It is also the third largest insurance company in the world after Allianz and AXA and the group has more than 72 million customers worldwide with a dominant position in life insurance.
This other personal insurance company was founded in France in 1959. It is also the leader in loan insurance and the second largest life insurer in this market and number 7 in Europe. CNP Assurance has been a public sector company since the 1992 privatisation law and through its shareholding structure. It benefits from the support and confidence of its historical shareholders, including Caisse des Dépôts, Banque Postale, BPCE and the French State.
Finally, the group, also known simply as Zurich, is a Swiss insurance company with its headquarters in Switzerland. It is the country's largest insurance company and one of the world's largest publicly traded companies. This global insurance company is organised into three main divisions
Aviva also owes its rise and its position among the leaders of insurances in Europe and in the world to the establishment of certain strategic partnerships with other large companies and here are some concrete examples:
Aviva has been one of the trusted partner of the UK banking group HSBC for many years. The two companies strengthened their association in 2011 regarding the distribution of damage insurance in the United Kingdom and throughout Europe.
Until 2015, the Aviva group was also a partner of the French bank Société Générale with which it stablished the joint venture Antarius.
A smaller partnership was also created between Aviva's French subsidiary and Predica, a subsidiary of Crédit Agricole. This partnership focused on the realization of the real estate project the Carpe Diem tower in the La Défense district in Paris.
An in depth knowledge of the Aviva Group is of course clearly indispensable if you wish to prepare a comprehensive analysis of this company’s stock market share price. It is therefore necessary to know about this company’s history and activities and understand its strategies in order to more correctly forecast its movements in the future and its growth possibilities. To do so the best way is to compare this company’s strengths and weaknesses. We now therefore offer you the opportunity to learn more on this subject by detailing its advantages and disadvantages.
We shall start by reviewing the major advantages and strengths of the Aviva Group that could favour a potential growth in this company’s activities and revenue and thereby promote a rise in the Aviva Company’s share price:
Clearly the Aviva Group does not only offer advantageous aspects, it also has certain weak points that we shall now examine in more detail through the negative factors that could slow its growth.
When you begin an analysis of the Aviva Group share price, particularly if you are planning a long term strategy on this asset, it is important to remember to take into account these factors in order to check the probable impact of certain data or indicators. However, the factors that we have mentioned above are also liable to change over time and so need to be verified regularly.
Through its international expansion strategy, the Aviva Group is currently present around the world. It owns several subsidiaries in the United Kingdom including Aviva UK Life for the retired with long term savings plans, Aviva UK Insurance for general insurance, Aviva Investors UK for wealth management and RAC Plc for assistance. The group also owns and operates subsidiaries in other countries around the world including Ireland, Italy, Poland, Turkey, Canada, France, China, Hong Kong, India, Lithuania, Malaysia, Singapore and Vietnam.
Firstly, it could be to your advantage to know that a significant part of the Aviva share capital is owned by private shareholders. Among these, there are a number of companies, investment groups, and funds that own shares in this company as follows: The group Dodge & Cox owns 4.10%, Causeway Capital Management owns 2.89%, the Schroder Investment Management Group owns 2.85%, the large Vanguard Group investment fund owns 2.72%, Norges Bank Investment Management owns 2.62% of this company’s capital, Legal & General Investment Management holds 2.44% of its shares, BlackRock Fund Advisors owns 2.40%, Capital Research & Management owns 2.37%, Invesco Asset Management owns 2.31% and Artemis Investment Management owns 2.01% of the Aviva Group’s share capital.
The Aviva share price could either rise or fall and the only way to foretell its future trend more accurately is through completing advanced analyses of this asset. To do this you should therefore prepare a technical analysis and a fundamental analysis and compare the different signals you obtain.
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